![]() ![]() It used to be really easy because almost any ACH transfer from an external bank account worked to trigger the direct deposit requirement. The account requires a $200 direct deposit to earn the bonus, which at first glance might seem difficult. Bonus Terms Are Easy To Meet. The terms you have to meet to earn the Chime referral bonus are easy to meet, making this one of the easier bank account bonuses out there.Since it has no fees, this makes it a very easy bank account to manage. No Fees. Chime has no minimum balance requirement and no monthly fees or maintenance fees of any kind.The $100 bonus posts to your Chime account within 2 business days of meeting the requirements, but typically posts instantly once the requirements are met.Make a direct deposit of $200 or more within 45 days of opening your account.Open a new Chime bank account using a referral link.
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